/* ==========================================================
   HERO J2A (página inicial) + CONVITE FRANQ
   ========================================================== */
.jh-hero{position:relative;overflow:hidden;padding:72px 0 96px;
  background:
    radial-gradient(720px 420px at 88% 8%,rgba(242,169,0,.13),transparent 62%),
    radial-gradient(640px 480px at 4% 96%,rgba(49,95,138,.10),transparent 60%),
    linear-gradient(180deg,#f8fafd 0%,#eef3f9 100%)}
.jh-hero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(rgba(18,56,95,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(18,56,95,.045) 1px,transparent 1px);
  background-size:56px 56px;-webkit-mask-image:linear-gradient(105deg,transparent 35%,#000 75%);mask-image:linear-gradient(105deg,transparent 35%,#000 75%)}
.jh-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.jh-kicker{display:inline-flex;align-items:center;gap:10px;padding:8px 14px 8px 10px;border-radius:999px;background:#fff;border:1px solid #dde6f0;color:#33435c;font-size:.8rem;font-weight:600;box-shadow:0 6px 18px rgba(18,56,95,.06)}
.jh-kicker i{width:8px;height:8px;border-radius:50%;background:#22a06b;box-shadow:0 0 0 4px rgba(34,160,107,.15);font-style:normal}
.jh-hero h1{margin:22px 0 20px!important;color:#0d2c4b!important;font-size:clamp(2.1rem,3.3vw,3.05rem)!important;line-height:1.1!important;letter-spacing:-.025em;font-weight:800!important;max-width:640px}
.jh-hero h1 em{font-style:normal;color:#12385f;background:linear-gradient(transparent 62%,rgba(242,169,0,.38) 62%,rgba(242,169,0,.38) 92%,transparent 92%)}
.jh-lead{max-width:600px;margin:0 0 30px;color:#45566c;font-size:1.1rem;line-height:1.7}
.jh-lead strong{color:#12385f}
.jh-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:22px}
.jh-btn{display:inline-flex;align-items:center;gap:10px;padding:15px 22px;border-radius:14px;font-weight:700;font-size:.98rem;text-decoration:none;transition:transform .2s,box-shadow .2s,background .2s}
.jh-btn.primary{background:#f2a900;color:#10213b!important;box-shadow:0 14px 30px rgba(242,169,0,.32)}
.jh-btn.primary:hover{transform:translateY(-2px);box-shadow:0 18px 36px rgba(242,169,0,.4)}
.jh-btn.ghost{background:#fff;color:#12385f!important;border:1px solid #cfdcea}
.jh-btn.ghost:hover{background:#f4f7fb;transform:translateY(-2px)}
.jh-btn small{display:block;font-size:.72rem;font-weight:600;opacity:.75}
.jh-trust{display:flex;flex-wrap:wrap;gap:8px 20px;margin:0;padding:0;list-style:none;color:#5b6b80;font-size:.88rem}
.jh-trust li{display:flex;align-items:center;gap:7px}
.jh-trust li::before{content:"✓";color:#14794f;font-weight:800}

/* Cartão ilustrativo */
.jh-visual{position:relative;display:flex;justify-content:center}
.jh-card{position:relative;width:min(100%,430px);background:#fff;border:1px solid #e3eaf2;border-radius:24px;padding:44px 26px 22px;box-shadow:0 30px 70px rgba(18,56,95,.14)}
.jh-card-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:18px}
.jh-card-top span{display:block;color:#7c8da0;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.jh-card-top strong{display:block;margin-top:4px;color:#0d2c4b;font-size:1.05rem}
.jh-tag{padding:5px 9px;border-radius:8px;background:#f4f7fb;color:#7c8da0;font-size:.68rem;font-weight:700;white-space:nowrap}
.jh-score{display:flex;align-items:center;gap:16px;padding:14px 16px;border-radius:16px;background:linear-gradient(135deg,#0f2f50,#1d4f7d);color:#fff;margin-bottom:16px}
.jh-ring{--p:72;width:64px;height:64px;flex:0 0 64px;border-radius:50%;display:grid;place-items:center;
  background:conic-gradient(#f2a900 calc(var(--p)*1%),rgba(255,255,255,.16) 0)}
.jh-ring b{width:50px;height:50px;border-radius:50%;background:#173f66;display:grid;place-items:center;font-size:1.05rem}
.jh-score small{display:block;color:#b9cadb;font-size:.75rem}
.jh-score strong{display:block;font-size:1rem;margin-top:2px}
.jh-checks{list-style:none;margin:0 0 14px;padding:0;display:grid;gap:9px}
.jh-checks li{display:grid;grid-template-columns:24px 1fr;gap:10px;align-items:start;color:#33435c;font-size:.88rem;line-height:1.45}
.jh-checks i{width:24px;height:24px;border-radius:7px;display:grid;place-items:center;font-style:normal;font-size:.8rem;font-weight:800}
.jh-ok i{background:#e4f3ec;color:#14794f}
.jh-warn i{background:#fdf2dc;color:#a8720a}
.jh-go i{background:#e8f0f8;color:#12385f}
.jh-next{padding:12px 14px;border-radius:12px;background:#fffaf0;border:1px dashed #f0d48a;color:#6b5210;font-size:.84rem;line-height:1.45}
.jh-next b{color:#4d3a07}
.jh-float{position:absolute;left:-22px;top:-22px;display:flex;align-items:center;gap:10px;padding:10px 14px;border-radius:14px;background:#fff;border:1px solid #e3eaf2;box-shadow:0 16px 36px rgba(18,56,95,.14)}
.jh-float strong{color:#f2a900;font-size:1.35rem;line-height:1}
.jh-float span{color:#33435c;font-size:.76rem;font-weight:600;line-height:1.3}

/* Faixa de números sobre fundo claro */
.authority-strip{background:transparent!important;background-color:transparent!important;margin-top:-48px!important}
.authority-grid strong{color:#0d2c4b}

@media (max-width:980px){
  .jh-grid{grid-template-columns:1fr;gap:40px}
  .jh-hero{padding:48px 0 84px}
  .jh-float{left:8px;top:-20px}
}
@media (max-width:560px){
  .jh-btn{width:100%;justify-content:center}
  .jh-card{padding:22px 18px 18px}
  .jh-hero h1{font-size:2.05rem!important}
}

/* ==========================================================
   CONVITE FRANQ (para ex-bancários)
   ========================================================== */
.fq-invite{position:relative;margin-top:34px;display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:center;padding:34px 36px;border-radius:24px;overflow:hidden;color:#fff;
  background:radial-gradient(520px 300px at 100% 0%,rgba(242,169,0,.22),transparent 60%),linear-gradient(135deg,#0f2f50 0%,#1b4a76 100%);box-shadow:0 24px 60px rgba(13,44,75,.22)}
.fq-invite::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;border:1px solid rgba(255,255,255,.08)}
.fq-kicker{display:inline-block;padding:6px 12px;border-radius:999px;background:rgba(242,169,0,.16);color:#ffd36b;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.fq-invite h3{margin:14px 0 12px!important;color:#fff!important;font-size:clamp(1.45rem,2.6vw,2rem)!important;line-height:1.15!important}
.fq-invite p{margin:0 0 16px;color:#d2deea;font-size:1rem;line-height:1.65}
.fq-points{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.fq-points li{display:flex;gap:10px;color:#e8eff6;font-size:.93rem;line-height:1.5}
.fq-points li::before{content:"→";color:#f2a900;font-weight:800}
.fq-side{position:relative;z-index:1;display:flex;flex-direction:column;gap:12px;padding:22px;border-radius:18px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14)}
.fq-btn{display:flex;align-items:center;justify-content:center;gap:8px;padding:14px 18px;border-radius:12px;font-weight:700;font-size:.95rem;text-decoration:none;text-align:center;transition:transform .2s}
.fq-btn:hover{transform:translateY(-2px)}
.fq-btn.primary{background:#f2a900;color:#10213b!important}
.fq-btn.ghost{background:transparent;color:#fff!important;border:1px solid rgba(255,255,255,.35)}
.fq-link{color:#b9cadb;font-size:.8rem;text-align:center}
.fq-link b{color:#fff;font-weight:700}
.fq-invite .fq-note{margin:2px 0 0;color:#9fb3c8;font-size:.74rem;line-height:1.45;text-align:center}
@media (max-width:860px){.fq-invite{grid-template-columns:1fr;padding:26px 20px}}

/* ==========================================================
   VÍDEO DO JARBAS — só aparece quando o arquivo existir em /videos/
   ========================================================== */
.jv-sec{padding:56px 0}
.jv-sec[hidden]{display:none!important}
.jv-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.jv-frame{position:relative;border-radius:22px;overflow:hidden;background:#0d2c4b;box-shadow:0 26px 60px rgba(13,44,75,.2);aspect-ratio:16/9}
.jv-frame video{display:block;width:100%;height:100%;object-fit:cover;background:#0d2c4b}
.jv-kicker{display:inline-block;color:#a8720a;font-size:.74rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;margin-bottom:10px}
.jv-txt h2{margin:0 0 12px!important;color:#0d2c4b!important;font-size:clamp(1.5rem,2.6vw,2.1rem)!important;line-height:1.15!important}
.jv-txt p{margin:0 0 18px;color:#45566c;font-size:1.02rem;line-height:1.65}
.jv-sig{display:flex;align-items:center;gap:10px;color:#33435c;font-size:.88rem}
.jv-sig b{color:#0d2c4b}
@media (max-width:900px){.jv-grid{grid-template-columns:1fr;gap:24px}.jv-sec{padding:40px 0}}

/* Leitura de crédito: 3 histórias que se alternam */
.jh-hist-wrap{position:relative;display:grid;width:min(100%,430px)}
.jh-hist-wrap .jh-hist{grid-area:1/1;width:100%;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .55s ease,transform .55s ease,visibility 0s .55s}
.jh-hist-wrap .jh-hist.on{opacity:1;visibility:visible;transform:none;transition:opacity .55s ease,transform .55s ease,visibility 0s}
.jh-hist.on .jh-ring{animation:jhAnel 1.1s ease both}
@keyframes jhAnel{from{--p:0}}
@property --p{syntax:'<number>';inherits:true;initial-value:0}
.jh-hist-dots{display:flex;justify-content:center;gap:8px;margin-top:14px}
.jh-hist-dots button{width:9px;height:9px;padding:0;border:0;border-radius:99px;background:#c9d6e4;cursor:pointer;transition:width .3s,background .3s}
.jh-hist-dots button.on{width:26px;background:#f2a900}